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Money Tree
Air purifying 🏠 Indoor

Malvaceae

Money Tree: Perfect Plant for Beginners

Pachira aquatica

Easy ☀️ Partial shade 🐾 Pet safe

Easy-care plant, ideal for beginners. Requires good humidity, abundant indirect light, and moderate watering. Does not tolerate temperatures below 12°C (54°F).

💧 Watering

Every 7 days

☀️ Light

Partial shade

🌡️ Temperature

12° - 25°C

💨 Humidity

60% - 80%

About Money Tree

Pachira aquatica is a tropical plant native to Central America, known for its distinctive braided trunk and umbrella-shaped leaves. Popular in feng shui as a symbol of prosperity and good luck.

Care Guide

💧

How to Water

Water when the topsoil is dry. In summer, 1-2 times per week; in winter, every 15 days. Avoid overwatering to prevent root rot.

☀️

Lighting

Needs plenty of indirect light. Avoid direct sunlight which can burn the leaves. Rotate periodically for even growth.

🪴

Ideal Soil

Use well-draining substrate: mix of universal potting soil with 30-40% porous materials like coconut fiber or vermiculite.

🏺

Recommended Pot

Pot with drainage holes. Ceramic or plastic material with saucer for humidity.

Care Schedule

🌱

Fertilize

Every 30 days

💦

Misting

Every 3 days

🔄

Rotate

Every 14 days

🪴

Repot

Every 730 days

How to Propagate

🌱

Cuttings

  • Use branches closer to the trunk
  • Prefer slightly woody branches
  • Cover with plastic to maintain humidity
  1. 1
    Cut adult branches about 50cm at an oblique angle
  2. 2
    Ensure the cutting has at least two nodes
  3. 3
    Dip in rooting hormone
  4. 4
    Place in water or moist substrate with indirect light
  5. 5
    Keep moist until new shoots appear

Materials needed:

Sharp pruning shearsRooting hormoneWell-draining substrate or waterClear plastic cover
⏱️ Time: 2-6 weeks 📊 Success rate: high 🗓️ Best season: Spring
🌱

Seeds

  • Seeds are edible
  • Fruits mature after 5-6 years
  1. 1
    Plant 3 seeds in spring to ensure germination
  2. 2
    Keep in a warm and humid place
  3. 3
    Germination occurs in approximately 30 days
  4. 4
    Transplant to individual pot when manageable

Materials needed:

Fresh seedsFertile substrateContainer with lid
⏱️ Time: 7-21 days 📊 Success rate: high 🗓️ Best season: Spring

Characteristics

📏

Max height

3.0m

↔️

Spread

1.2m

📈

Growth rate

Medium

🍃

Foliage

Evergreen

Plant Uses

🌺

Ornamental

Great for decoration

💨

Air Purifying

Improves air quality

💊

Medicinal Uses

🍽️

Culinary Uses

Edible seeds (fresh or roasted)

Is your plant showing symptoms?

Click on the symptom to discover possible causes:

Common Problems

Root Rot

High

Root rot is a serious fungal disease that affects the root system of plants, causing them to decay and die. It is primarily caused by overwatering, poor drainage, or soil-borne fungi such as Pythium, Phytophthora, Rhizoctonia, and Fusarium. The disease thrives in waterlogged conditions where roots are deprived of oxygen, making them susceptible to fungal infection.

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Phytophthora Root Rot

High

Disease caused by fungus-like organisms (oomycetes) that live in soil and can survive for years. It affects roots, stem, and crown of plants, being especially severe in waterlogged or poorly drained soils. It is the second most common cause of root rot in trees and shrubs.

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Pythium Root Rot

High

Pythium root rot is a serious fungal disease caused by various Pythium species including P. aphanidermatum, P. ultimum, and P. irregulare. These water molds are present in practically all cultivated soils and attack plant roots under wet conditions, causing rapid wet rot that can extend into the stem. The disease is favored by poor drainage, overwatering, and specific temperatures depending on the species.

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Crown Rot

High

Crown rot is a serious fungal disease that attacks the crown (base) of the plant where the stem meets the soil. It is caused by various fungal pathogens including Phytophthora, Fusarium, and Rhizoctonia. The disease thrives in waterlogged conditions and can quickly spread to kill the entire plant if not addressed promptly.

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Leaf Spot

Medium

Leaf spot is a common fungal disease caused by various pathogens including Alternaria, Ascochyta, Colletotrichum, Septoria, and Venturia. It primarily affects leaves, causing discolored spots that can lead to premature leaf drop if left untreated.

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Sooty Mold

Medium

Sooty mold is a fungal disease that develops on surfaces coated with honeydew, a sticky sweet substance secreted by sap-sucking insects like aphids, scale insects, and whiteflies. While it does not directly infect plant tissue, it reduces photosynthetic capacity by blocking sunlight and diminishes the plant's aesthetic appearance.

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Gray Mold (Botrytis Blight)

High

Gray mold, caused by the fungus Botrytis cinerea, is a widespread necrotrophic pathogen affecting over 1,400 plant species. It thrives in cool, humid conditions and attacks weakened or aging plant tissues, causing soft rot and characteristic gray fuzzy growth.

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Powdery Mildew

Medium

Powdery mildew is a common fungal disease caused by various fungi species including Erysiphe, Podosphaera, Oïdium, and Leveillula. It affects over 10,000 plant species worldwide. The disease thrives in warm, dry climates with high humidity and appears as a distinctive white powdery coating on plant surfaces.

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Anthracnose

High

Anthracnose is a fungal disease caused by fungi in the genus Colletotrichum that affects many plants, including vegetables, fruits, and trees. The disease thrives in cool, wet conditions, causing dark, sunken lesions on leaves, stems, flowers, and fruits.

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Mealybugs

High

Mealybugs are small, soft-bodied insects covered with a white, waxy, cottony material. They are common pests of houseplants and outdoor plants in mild climates. These sap-sucking insects feed on plant tissue, causing damage, stunted growth, and can lead to plant death if left untreated. They produce sticky honeydew which attracts sooty mold.

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Scale Insects

Medium

Scale insects are small sap-sucking pests that appear as brown, shell-like bumps on plant stems and leaves. There are over 25 species, divided into armored (hard) and unarmored (soft) scales. They feed by piercing plant tissue and extracting sap, which weakens the plant and can lead to yellowing, stunted growth, and even death if left untreated. They also excrete honeydew, which attracts ants and promotes sooty mold growth.

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Aphids

Medium

Aphids are small, soft-bodied, pear-shaped insects (1/16 to 1/8 inch long) that feed by sucking nutrient-rich sap from plants. They reproduce rapidly and can quickly weaken plants, causing distorted growth and transmitting plant viruses. Aphids come in various colors including green, black, red, yellow, brown, and gray. They secrete honeydew, a sticky substance that attracts ants and encourages sooty mold growth.

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Spider Mites

High

Spider mites are tiny arachnids (less than 1/20 inch long) related to spiders and ticks that feed on plant sap. They thrive in hot, dry conditions and can cause significant damage to ornamental and vegetable plants. During severe infestations, crop losses can reach 14% or higher as these pests disrupt vital plant processes including photosynthesis, carbon dioxide absorption, and transpiration.

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Whiteflies

High

Whiteflies are small, soft-bodied, winged insects closely related to aphids and mealybugs. They are moth-like in appearance, about 1/16 inch long, triangular in shape, and gray-white in color. These sap-sucking pests feed on plant tissue, causing yellowing, stunted growth, and wilting. They also excrete honeydew, which attracts ants and promotes sooty mold growth. Whiteflies can transmit serious plant viruses.

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Fungus Gnats

Medium

Fungus gnats are small, gray-to-black mosquito-like insects (1/8 to 1/10 inches long) commonly found in indoor plants. Adult gnats are mostly a nuisance, but their larvae feed on plant roots and organic matter in soil, potentially causing serious damage to young or vulnerable plants. The larvae are translucent white with distinctive black heads and can leave slime trails on the soil surface in heavy infestations.

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Overwatering

Medium

Overwatering occurs when plants receive too much water, depriving roots of oxygen and causing root rot. This environmental stress is one of the most common causes of houseplant death, as waterlogged soil prevents roots from breathing and functioning properly.

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Leaf Tip Necrosis

Medium

Leaf tip necrosis, also known as tip burn, is a non-infectious environmental condition where the tips and edges of leaves turn brown, dry, and crispy. This occurs due to various stress factors affecting the plant's ability to maintain healthy tissue at the leaf extremities.

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Underwatering

High

Underwatering or drought stress is a physiological disorder that occurs when the amount of water a plant loses through transpiration exceeds the amount its roots can absorb from the soil. This leads to cellular dehydration and various visible symptoms that can compromise plant health and productivity.

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Low Humidity Stress

Medium

Low humidity stress occurs when indoor air becomes too dry, causing plants to lose moisture faster than they can absorb it through their roots. This is especially common during winter heating periods, near radiators and heating vents, or in air-conditioned spaces. Tropical plants are particularly susceptible to low humidity damage.

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Low Light Stress

Medium

Low light stress, also known as etiolation, occurs when plants do not receive adequate light for proper growth and development. This leads to abnormal growth patterns characterized by elongated stems, pale leaves, and weakened overall structure as the plant attempts to reach toward available light sources.

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Sunburn (Sun Scorch)

Medium

Sunburn or sun scorch is an environmental condition that occurs when plants are exposed to intense, direct sunlight beyond their tolerance level. This causes the breakdown of chlorophyll in the leaves, resulting in bleached, dried, and damaged foliage. The damage can happen rapidly, sometimes within just a few hours of exposure.

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Cold Damage

Medium

Cold damage, also known as frost injury, occurs when plants are exposed to freezing or near-freezing temperatures. This environmental stress can cause cellular damage as ice crystals form within plant tissues, rupturing cells and disrupting normal plant functions. Chilling injury can also occur in sensitive species at temperatures between 32-55°F (0-10°C), even without actual freezing.

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Salt Buildup

Medium

Salt buildup (also called salt accumulation or fertilizer salt deposits) is an environmental condition where mineral salts accumulate in the soil over time, creating a toxic environment for plant roots. The most visible sign is a white or yellowish crusty layer on the soil surface or around pot edges.

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Root-Bound

Medium

Root-bound, also called pot-bound, is a common environmental condition that occurs when a plant's roots have outgrown their container. The roots become so densely packed that they circle around the root ball and cannot expand properly. This restricts the plant's ability to absorb water and nutrients, leading to stunted growth and declining health. Unlike diseases, being root-bound is not contagious and is entirely preventable through proper container management and regular repotting.

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Transplant Shock

Medium

Transplant shock is a stress response that occurs when plants are abruptly moved from one environment to another. This environmental condition affects plants during repotting, moving between indoor/outdoor locations, or transplanting from nursery pots to gardens. Root damage during the move is the primary cause, making it nearly impossible to completely avoid some degree of stress.

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Nitrogen Deficiency

Medium

Nitrogen deficiency occurs when plants lack sufficient nitrogen, an essential macronutrient needed for chlorophyll production and overall growth. This deficiency typically manifests as yellowing leaves, starting with older foliage and progressing to newer growth if left untreated.

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Iron Deficiency

Medium

Iron deficiency, commonly known as iron chlorosis, is a nutrient deficiency disorder where plants cannot access sufficient iron from the soil. While iron is typically abundant in soil, various soil conditions can limit plant uptake, resulting in characteristic yellowing of leaves while veins remain green.

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Magnesium Deficiency

Medium

Magnesium deficiency is a nutrient disorder characterized by interveinal chlorosis, where leaf tissue between veins turns yellow while the veins remain green. This deficiency affects older leaves first as magnesium is a mobile nutrient that plants relocate to support new growth. Magnesium is essential for chlorophyll production and photosynthesis, making this deficiency critical for plant health.

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Potassium Deficiency

Medium

Potassium deficiency is a nutritional disorder that affects a plant's ability to regulate stomatal opening and closing, resulting in characteristic leaf edge burn. Potassium is a mobile nutrient, so symptoms first appear on older, lower leaves.

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Calcium Deficiency

Medium

Calcium deficiency is a common plant disorder caused by insufficient bioavailable calcium in the growing medium or, more frequently, by low transpiration rates that prevent proper calcium transport to new growth. It manifests as necrotic leaf margins, curling of young leaves, stunted growth, and in severe cases, conditions like blossom end rot in fruits. The disorder primarily affects rapidly growing tissues where calcium demand is highest.

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Meaning & Symbolism

Prosperity, fortune, and good luck. In feng shui, believed to bring wealth and positive energy.